Liability Insurance Towergate Underwriting Liability and Construction

Contractors All Risks

We are able to offer Contractors All Risks cover on over 150 trades. The cover can be stand alone CAR or combined with Employers Liability and Public Liability, a discount is received if all three sections are taken.

We offer limits of up to £250,000 for hired in plant, £150,000 for own plant and £1,000 for staff tools, with a maximum contract limit of £5,000,000.

Key features

TULAC delegated authority and rates
TULAC wording, combined PL, EL, CAR
CAR available as stand alone, but discount if all three sections operative
Over 150 trades can be covered
Show houses unlimited and contents £50k per house
No theft from unattended vehicles exclusion
Excess - Standard £250 (£500 theft & malicious damage) & staff tools £50
Discounts available for size, increased policy excess and security measures
Incidental hiring out of plant £35k
Speculative buildings, up to 180 days after practical completion (for full contract limit)

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