The 606 policy is specifically designed for people with higher value homes and possessions, providing broader cover to suit your needs.

It typically suits people with home contents and fine art valued at over £150,000, and we can insure your building and contents separately or together, depending on your needs.

• Cover for your possessions wherever they are in the world including accidental loss and damage (most standard policies will only cover possessions inside the home against named perils such as fire, storm, theft, flood etc)
  
• Buildings also covered for full accidental damage
  
• Wider than standard cover in all areas - for example there is no need to list items of fine art and valuables under £25k and £15k respectively
  
• Free legal expenses cover (up to £100k) and helpline for UK policyholders
  
• Identity fraud assistance up to £25k
  
• Public (£10m) and employers’ liability (£10m) cover included

• A practical approach to security
  
• No excess payable on fine art or valuables claims
  
• Premium discounts given if buildings, contents, fine art or valuables. sections have recently been valued by an approved valuer
  
• Automatic cover for new acquisitions subject to an additional premium

• Annual travel cover for your immediate family who live at the insured property (under 70 years of age and in good health - family members over 70 may be eligible subject to underwriting criteria)
  
• Cover for all your home business equipment, stock and liabilities
  
• Overseas holiday home

• No deductions for wear and tear, even on clothing
• A guarantee to pay interest on any claim over £2,500 not paid by us within four working days of receiving a signed agreement form

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