We can offer garden centre insurance. Cover can be
varied to meet individual needs.
We offer specialist garden centre insurance from a range of
insurers. Key features and benefits include:
- Material damage insurance - accidental loss,
destruction or damage, covers buildings; glass houses;
business equipment and electronic equipment; internal general
stock; external general stock; underground services and replacement
of locks
- Business
interruption insurance - includes loss
of gross profit; suppliers customers; computer records;
denial of access; public utilities; food or drink poisoning
- Insurance for increased cost of
working (additional expenses only) and outstanding debit
balances - includes auditors or accountants charges
- Legal
liability insurance - includes
employers liability; public liability; product liability; Defective
Premises Act 1972; Motor contingent liability; hired or rented
premises; Consumer Protection Act 1987; Health and Safety at
Work
- Money (including
assault) insurance - covers business money and
pays compensation if there is injury during a theft of money or
insured property
- All risks – specified equipment insurance
- mobile phones; laptop computers and valuables away from
the premisis
- All risks – deterioration of refrigerated
stock insurance
Deterioration or putrefaction of
foodstuffs in freezer or refrigeration cabinets.
- Goods in transit insurance -
includes trade contents and stock in transit; containers; ropes and
tarpaulins; debris removal; personal effects
- Computer insurance
- damage to
computers at the premises; breakdown of computers; increased cost
of working; reinstatement of data
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