No Fuss Minibus is an NCD rated product underwritten by Aviva or
Equity Red Star. It is designed for people running between 1 and 5
minibuses or coaches.
Precise details of the cover provided depends upon the insurer
concerned but a broad summary is provided below:
| Insurer |
Aviva |
ERS |
| Features & Benefits |
Comp |
TP F & T |
Comp |
TP F & T |
TPO |
| Loss or Damage to Vehicle, attached spare parts and
Trailer |
|
F & T Claims only |
|
F & T Claims only |
|
| Accident Recovery |
Yes |
Yes |
Yes |
Yes |
Yes |
| Unlimited Liability for Bodily Injury |
Yes |
Yes |
Yes |
Yes |
Yes |
| Liability for Property Damage |
£20m |
£20m |
£5m |
£5m |
£5m |
| Injury to driver causing loss of limbs / eyes |
£2,500 |
£2,500 |
£5,000/
£1,500 |
|
|
| Passenger's personal effects. Per passenger / item / vehicle /
year |
£100 owner only |
|
|
|
|
| Breakdown * |
UK |
UK |
UK/
Europe |
|
|
| ULR / Defence of motoring prosecution |
Yes |
Yes |
|
|
|
* ERS do not provide breakdown or personal Accident benefits
where the vehicle is used for hire and reward. European roadside
assistance is cash benefits only.