Towergate Underwriting

Individual PA and Sickness Insurance for Brokers

Individual Personal Accident and Sickness Insurance

Specialist insurance for the self-employed

Individual Personal Accident and Sickness Insurance

Individual Personal Accident (& Sickness) insurance is designed for ‘self employed’ persons who wish to cushion the financial blow to themselves and their family following an Accident or Sickness whilst at work, rest or play. Even those persons who are employed may not have a sufficient 'contract of employment package' and may wish to tailor a product to their particular needs.


  • 24 hour (worldwide) operative time, for policyholders who are UK residents
  • Flexible benefit levels catering for an extensive range of occupations
  • Cover up to age 65 for sickness (59 for new business) and 75 for accident (69 for new business)
  • Varying levels of Payment and Deferment Period options available
  • Special Extensions to Personal Accident insurance - Damage to Clothing / Medical Expenses and Retraining Expenses


  • Include Personal Accident insurance for amateur sporting / life style activities & hobbies subject to additional terms
  • Sickness insurance (not in isolation)

Key Features

  • One of the widest Policy Wordings in the market
  • Competitive premiums
  • Premium credit facility available
  • Dedicated in house claims adjusting and settlement

Quote and Buy

Contact Us

Towergate Personal Accident and Travel

Weekdays: 9.00am - 5.00pm