An employer-financed product designed for corporate clients
which protects the business against financial loss.
- Key-man cover
- Addition to employee benefits portfolio
- Safeguards the most valuable assets of the company 'it's
- Compensation regardless of legal liability
- Accidental bodily injury does not pre-suppose an accident
- Cover for bodily injury following an accident that is
- unintentional, or
- Operative times
- Payment and deferment periods
- Range of occupations
- Scale of cover 'Standard' or 'Continental'
- Benefit levels per category of Insured Persons
- Sum insured 'multiple of salary or fixed'
- Sickness insurance
- Travel insurance
- Special extensions as standard
- Minimal policy exclusions
- Loss of speech/hearing as standard
- Weekly benefit in addition to capital benefits
- PTD 'usual in the business'
- Age limit up to 80 years (65 sickness)
- Flexible declaration basis
- No 'Disturbed Area' warranty or exclusion