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The Max 10/10 policy is designed to cover most small to medium
businesses with a maximum number of 10 employees. Cover is
available for a wide variety of trades and occupations.
Also available is our Sole trader option, designed for tradesmen
who only need to cover their own individual activities and not the
activities of any employees or subcontractors working on their
behalf. Under this option work undertaken at hazardous locations is
excluded and there is a 15% reduction in premiums.
Cover is available for a wide a variety of trades and
occupations (with the exception of work undertaken at hazardous
locations), and is based on our successful Max 10/10 policy with a
15% reduction in premiums.
Key Product Features
- Per capita rated PL and EL up to 10 manual persons
- Discounts for no claims and risks with over 5 persons
- Full contractors wording, including Provisional 21.2.1
extension (28 days)
- Financial loss £25,000 (claims made basis)
- Full contractors all risks cover available
- Many unusual trades including extensive list of professional
and administrative trades
- No restriction on high risk premises
- Worldwide territorial limits (ex USA Canada products)
- Multiple occupations
- Consortium of insurers led by RSA
- Free commercial legal protection
Cover Provided
- Cover for manual and clerical employees, labour only
subcontractors, and bone fide sub contractors (up to 25% of
turnover) within the rating structure
- Indemnity limits of up to £10m for both public and employers’
liability are available on many trades
- Commercial legal protection is added to all Max 10/10 policies
free of charge
- Legal costs up to £100,000
- Employment disputes and employment compensation awards, legal
defence costs, property protection, bodily injury, tax
protection
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