Towergate Underwriting

Excess of Loss Insurance for Brokers

Excess of Loss Insurance

Excess layer liability insurance from Fusion

Excess of Loss Insurance

The excess of loss facility enables us to consider most occupations ranging from standard contracting, manufacturing, wholesale and service trades to high-risk contractors such as demolition, roofing or scaffolding. The facility also allows us to consider excess of loss for risks exporting products to the USA or Canada.

Key Product Features

  • Public and products liability layers up to £25m
  • Worldwide cover including USA Canada products
  • Follows primary policy with no additional endorsements (other than Asbestos Exclusion)
  • Suitable for most trades and professions
  • Can be used for annual or short period contracts
  • Excess employers liability can be included
  • Excess motor liability is also available
  • Single carrier excess public liability over £25m

Cover Provided

  • Available on an annual or single contract basis
  • Public and products liability limits of indemnity for most trades from £1m to £25m (minimum attachment at £1m)
  • Additional layers of cover to top up layers over £25m