Towergate Underwriting

Contractors All Risks Insurance for Brokers

Contractors All Risks Insurance

Contractors liability and all risks insurance for over 150 trades

Contractors All Risks Insurance

The cover can be stand alone Contactors All Risks (CAR) or combined with employers liability and public liability, a discount is received if all three sections are taken.

Key Product Features

  • Fusion delegated authority and rates
  • Fusion wording, combined PL, EL, CAR
  • CAR available as stand alone, but discount if all three sections operative
  • Over 150 trades can be covered
  • Show houses unlimited and contents £50k per house
  • No theft from unattended vehicles exclusion
  • Excess - standard £250 (£500 theft and malicious damage) and staff tools £50
  • Discounts available for size, increased policy excess and security measures
  • Incidental hiring out of plant £35k
  • Speculative buildings, up to 180 days after practical completion (for full contract limit)

Cover Provided

  • Limits of up to £250,000 for hired in plant
  • £150,000 for own plant
  • £1,000 for staff tools
  • Maximum contract limit of £10,000,000