Towergate Underwriting

Non Standard/Specialist Home Insurance for Brokers

Non Standard/Specialist Home Insurance

Non Standard/Specialist Home insurance from Towergate Underwriting Household

Non Standard Home Insurance

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Insurance designed for your clients non standard household risks which are often difficult to place elsewhere in the market, risks include homes used as bed and breakfast accommodation, listed properties and non standard construction.

Non Standard Properties We Can Cover

  • Bed and breakfast accommodation
  • Business visitors
  • Childminders
  • Home workers
  • Listed properties
  • Non standard construction
  • Timber framed properties
  • Steel framed properties
  • Eco homes
  • Essex, cob, wattle and daub (made from a combination of wet soil, clay, sand, animal dung and straw)
  • Non combustible pre fabricated
  • Properties in conservation areas
  • Stramit
  • Flat roofs (various types of construction)
  • Properties with shingle roofs
  • Non standard occupancy
  • Renovation
  • Student/ DSS
  • Thatched
  • Unoccupied
  • Underpinned

Key Product Features

  • Standard and optional Covers
  • Occupiers and personal liability cover can be extended
  • Office equipment up to £3,000, can be extended to £10,000
  • Accidental damage to fixed glass, sanitary fixtures and fittings and electrical equipment
  • Tracing and accessing of leaks up to £5,000
  • High value contents and valuables risks
  • Cover for tenants' contents

Cover Provided

  • Buildings and contents
  • All risks and accidental damage options
  • Emergency home assistance and family legal protection included free for owner occupiers
  • I.D theft protection

Available via EDI on the following software houses:

  • Acturis
  • Open GI
  • SSP

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Contact Us

Towergate Underwriting Household

Weekdays: 9:00am - 5:30pm


Special Cover Options

The non standard/specialist home product can be extended to include:

Sports package
Caravan
Home and garden
Homeworkers
Personal accident
Small craft