Towergate Underwriting

Bedroom Rated Insurance for Brokers

Bedroom Rated Insurance

Competitive home insurance from Towergate Underwriting Household

Bedroom Rated Insurance

Our Bedroom Rated and Freetime products are an alternative to our standard household products, catering for clients who do not have an accurate sum insured or wish to have the additional security of a pre-set sum insured.

Key Product Features

  • Standard and optional accidental damage cover (Standard Bedroom Rated)
  • Automatic accidental damage cover (on the Freetime product only)
  • Accidental damage to fixed glass, sanitary fixtures & fittings and electrical equipment
  • Trace & Access of leaks up to £5,000
  • Underwritten by a consortium of leading UK insurers

Cover Provided

  • Buildings and contents cover including subsidence, heave and landslip
  • Buildings cover up to £500,000 as standard
  • Contents cover up to £50,000 as standard on the Bedroom Rated product, or £75,000 on the Freetime product.
  • Emergency home assistance and family legal protection (including ID theft protection) for owner-occupiers
  • Standard £100 excess with voluntary options
  • Variable personal possessions and unspecified cover up to £5,000 on the standard Bedroom Rated product, or up to the contents sum insured on the Freetime product

Contact Us

Towergate Underwriting Household

Weekdays: 9:00am - 5:30pm


Special Cover Options

The non standard/specialist home product can be extended to include:

Sports package
Caravan
Home and garden
Homeworkers
Personal accident
Small craft