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Our specialist flats insurance product is designed for owners
and landlords of blocks of flats and let private dwelling
houses.
Key Product Features
- 35% day one uplift
- £2m capital additions limit with £500,000 in respect of
alteration, additions and improvements
- £250,000 contract works cover
- £50,000 damage to landscaped gardens
- Trace and access - no inner limit
- Empty buildings - notification only required after 30 days
- £5,000 eviction of squatters
- Failure of tenants insurances - 20% of total sum insured (£2m
limit)
- £5m POL cover as standard
- £1m liability cover for legionellosis
- Glass cover automatically included
- £7,500 replacement locks and keys following theft
- £5,000 tree felling or lopping
- £500 removal of wasp and bee nests
- Fly tipping
Additional Cover Options
- Employers liability - £10m limit of indemnity
- Terrorism insurance
- Legal expenses - £500,000 limit of indemnity
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