Towergate Underwriting

Commercial Property Insurance for Flats

Specialist flats insurance for brokers

Flats Insurance

Quote and Buy

Our specialist flats insurance product is designed for owners and landlords of blocks of flats and let private dwelling houses.

Key Product Features

  • 35% day one uplift
  • £2m capital additions limit with £500,000 in respect of alteration, additions and improvements
  • £250,000 contract works cover
  • £50,000 damage to landscaped gardens
  • Trace and access - no inner limit
  • Empty buildings - notification only required after 30 days
  • £5,000 eviction of squatters
  • Failure of tenants insurances - 20% of total sum insured (£2m limit)
  • £5m POL cover as standard
  • £1m liability cover for legionellosis
  • Glass cover automatically included
  • £7,500 replacement locks and keys following theft
  • £5,000 tree felling or lopping
  • £500 removal of wasp and bee nests
  • Fly tipping

Additional Cover Options

  • Employers liability - £10m limit of indemnity
  • Terrorism insurance
  • Legal expenses - £500,000 limit of indemnity

Quote and Buy


Contact Us

Towergate Underwriting Commercial Property

Weekdays: 9:00am - 5:30pm

Please contact your local Fusion office:

London: 020 7716 5074

South: 01454 626 622

North: 0113 386 3700

Midlands: 0121 200 8700

Scotland: 0141 223 6700


Brokers Support

If you need further help in finding the right products for your clients Towergate Broker Support are here to help.

Weekdays: 8:00am - 5:30pm

Alternatively, email us and we'll get back to you.