Towergate Underwriting

Commercial Property Insurance for Brokers

Towergate Underwriting Commercial Property

Underwriting specialists for commercial properties in the UK and Europe for brokers and intermediaries

Commercial Property Insurance

To give brokers easier access to our product range, all non e-traded Commercial Property insurance will now be managed by Fusion Insurance and the Towergate Underwriting Commercial Property team will form part of Fusion.

You will automatically be given a Fusion agency for your existing and new Commercial Property insurance.

Renewal documentation will be issued from your local Fusion regional office.

E-traded commercial property for small risks will continue to be managed by Towergate Commercial Underwriting (TCU) based in Colchester with access to TCU products via PowerPlace and TCU Online

Using our experience in the commercial and residential property market we have worked with respected blue chip insurers to develop market leading policies that enable you to provide high levels of cover at the right price for your clients.

We will work in partnership with intermediaries to consolidate all or part of a property owner's portfolio allowing you to confidently deliver a quality product and high level of service to your clients.

Property owners are looking for peace of mind as to ensure their most valuable assets are covered and enable them to continue to invest and grow their portfolios of business.

We Can Cover

Key Product Features

  • 35% day one uplift
  • £2m capital additions limit with £500,000 in respect of alteration, additions and improvements
  • £250,000 contract works cover
  • £50,000 damage to landscaped gardens
  • Trace and access – no inner limit
  • Empty buildings – notification only required after 30 days
  • £5,000 eviction of squatters
  • Failure of tenants insurance – 20% of total sum insured (£2m limit)
  • £5m POL cover as standard
  • £1m liability cover for legionellosis
  • Glass cover automatically included
  • £7,500 replacement locks and keys following theft
  • £5,000 tree felling or lopping
  • £500 removal of wasp and bee nests
  • Fly tipping

Quote and Buy