Towergate Underwriting

Commercial Property Insurance for Brokers

Towergate Commercial Property

Underwriting specialists for commercial properties in the UK and Europe for brokers and intermediaries

Commercial Property Insurance

To give brokers easier access to our product range, our commercial property for small risks will continue to be managed by Towergate Commercial in Colchester with access to our products via PowerPlace, TCU Online and our newly launched Acturis trading capability.

Using our experience in the commercial property market, we have worked with respected blue chip insurers to develop market leading policies that enable you to provide high levels of cover at the right price for your clients.

We will work in partnership with intermediaries to consolidate all or part of a property owner's portfolio allowing you to confidently deliver a quality product and high level of service to your clients.

Property owners are looking for peace of mind to ensure their most valuable assets are covered, allowing them to continue to invest and grow their portfolios of business.

Key Product Features

  • 35% day one uplift
  • £2m capital additions limit with £500,000 in respect of alteration, additions and improvements
  • £250,000 contract works cover
  • £50,000 damage to landscaped gardens
  • Trace and access – no inner limit
  • Empty buildings – notification only required after 30 days
  • £5,000 eviction of squatters
  • Failure of tenants insurance – 20% of total sum insured (£2m limit)
  • £5m POL cover as standard
  • £1m liability cover for legionellosis
  • Glass cover automatically included
  • £7,500 replacement locks and keys following theft
  • £5,000 tree felling or lopping
  • £500 removal of wasp and bee nests
  • Fly tipping

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