Towergate Underwriting

Garden Centre Insurance for Brokers

Garden Centre Insurance from AIUA

Specialist 'all risks' insurance for garden centres and nurseries

Garden Centre Insurance

Key Features

  • Material damage insurance - accidental loss, destruction or damage, covers buildings, glass houses, business equipment and electronic equipment, internal general stock, external general stock, underground services and replacement of locks
  • Business interruption insurance - includes loss of gross profit, suppliers customers, computer records, denial of access, public utilities, food or drink poisoning
  • Insurance for increased cost of working (additional expenses only) and outstanding debit balances - includes auditors or accountants charges
  • Legal liability insurance - includes employers liability, public liability, product liability, Defective Premises Act 1972, Motor contingent liability, hired or rented premises, Consumer Protection Act 1987, Health and Safety at Work
  • Money (including assault) insurance - covers business money and pays compensation if there is injury during a theft of money or insured property
  • 'All risks' specified equipment insurance - mobile phones, laptop computers and valuables away from the premises
  • 'All risks' deterioration of refrigerated stock insurance - Deterioration or putrefaction of foodstuffs in freezer or refrigeration cabinets
  • Goods in transit insurance - includes trade contents and stock in transit, containers, ropes and tarpaulins, debris removal, personal effects
  • Computer insurance - damage to computers at the premises, breakdown of computers, increased cost of working, reinstatement of data

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