Three insurance sections comprising of private cars,
agricultural vehicles and commercial vehicles.
- Multi-sectional policy covering private cars, commercial
vehicles and agricultural vehicles
- Attached/detached trailer/implement cover of £25k per item
available for commercial vehicles and agricultural vehicles
- Multi-sectional discounts available
- Up to 35% discount available for harvesters
- Very competitive rates for comprehensively covered private
cars
- Cover available for agricultural contractors
- Special rates for horseboxes incorporating additional discounts
for limited mileage
- ATV/quad bikes can be included within agricultural vehicle
section
- Bonus scale in operation for agricultural vehicles
Levels of Cover
- Comprehensive
- Third party fire and theft
- Third party only
Private Vehicles - Key Features and Benefits
- Legal liability for death or injury to third parties, incl.
passengers
- Legal liability for damage to other people's property
- Legal costs incurred with our consent in connection with a
claim
- Own damage (excluding glass) fire and theft claims
- Personal accident benefit
- Medical expenses for anyone injured in your car
- Personal effects
- New car replacement
- Driving abroad
- Windscreen/window breakage
Commercial Vehicles - Key Features and Benefits
- Legal liability for death or injury to third parties, incl.
passengers
- Legal liability for damage to other people's property
- Legal costs incurred with our consent in connection with a
claim
- Own damage (excluding glass) fire and theft claims
- New vehicle replacement for CVs up to 3.5 tonnes
- European use for CVs up to 3.5 tonnes
- Protected no claims bonus for CVs up to 3.5 tonnes (new
section)
- Windscreen/window breakage
- Wheeled trailers used for agricultural purposes attached to an
insured vehicle
Agricultural Vehicles - Key Features and Benefits
- Legal liability for death or injury to third parties, incl.
passengers
- Legal liability for damage to other people's property
- Legal costs incurred with our consent in connection with a
claim
- Loss or damage to the insured vehicle
- Glass cover
- Wheeled trailers used for agricultural purposes attached to an
insured vehicle
- Agricultural implements attached to an insured vehicle
- Agricultural trailers and implements detached from insured
vehicle