Towergate Underwriting

Farm Motor Insurance for Brokers

Farm Motor Insurance from Towergate AIUA

Flexible farm motor insurance for private, commercial and agricultural vehicles

Farm Motor Insurance

Three insurance sections comprising of private cars, agricultural vehicles and commercial vehicles.

  • Multi-sectional policy covering private cars, commercial vehicles and agricultural vehicles
  • Attached/detached trailer/implement cover of £25k per item available for commercial vehicles and agricultural vehicles
  • Multi-sectional discounts available
  • Up to 35% discount available for harvesters
  • Very competitive rates for comprehensively covered private cars
  • Cover available for agricultural contractors
  • Special rates for horseboxes incorporating additional discounts for limited mileage
  • ATV/quad bikes can be included within agricultural vehicle section
  • Bonus scale in operation for agricultural vehicles

Levels of Cover

  • Comprehensive
  • Third party fire and theft
  • Third party only

Private Vehicles - Key Features and Benefits

  • Legal liability for death or injury to third parties, incl. passengers
  • Legal liability for damage to other people's property
  • Legal costs incurred with our consent in connection with a claim
  • Own damage (excluding glass) fire and theft claims
  • Personal accident benefit
  • Medical expenses for anyone injured in your car
  • Personal effects
  • New car replacement
  • Driving abroad
  • Windscreen/window breakage

Commercial Vehicles - Key Features and Benefits

  • Legal liability for death or injury to third parties, incl. passengers
  • Legal liability for damage to other people's property
  • Legal costs incurred with our consent in connection with a claim
  • Own damage (excluding glass) fire and theft claims
  • New vehicle replacement for CVs up to 3.5 tonnes
  • European use for CVs up to 3.5 tonnes
  • Protected no claims bonus for CVs up to 3.5 tonnes (new section)
  • Windscreen/window breakage
  • Wheeled trailers used for agricultural purposes attached to an insured vehicle

Agricultural Vehicles - Key Features and Benefits

  • Legal liability for death or injury to third parties, incl. passengers
  • Legal liability for damage to other people's property
  • Legal costs incurred with our consent in connection with a claim
  • Loss or damage to the insured vehicle
  • Glass cover
  • Wheeled trailers used for agricultural purposes attached to an insured vehicle
  • Agricultural implements attached to an insured vehicle
  • Agricultural trailers and implements detached from insured vehicle

Contact Us

Towergate AIUA

Weekdays: 9.00am - 5.00pm